Manual registers
Replace repeated books and spreadsheets with one record source.
8 powerful modules
Everything Your SACCO Needs to Operate Better
Kikundi Plus brings the most important SACCO operations into one platform. Staff manage members, contributions, penalties, accounts, loans, ledgers, and reports while members see their own records from the mobile app.
Problem
One platform instead of scattered tools
Most SACCO teams already know the work. Kikundi Plus gives that work a cleaner structure, better visibility, and a stronger audit trail.
Verification delays
Review payments, references, and member records from one workspace.
Slow reporting
Make statements and reports easier for staff, leaders, and auditors.
Features
Core SACCO modules
Each module answers a real operational question for SACCOs, vikoba, and member groups.
Member Management
Keep member records, numbers, status, and institution access in one organized place.
Contributions and Shares
Track recurring contributions, savings, shares, campaigns, and payment history.
Penalties and Charges
Manage automatic and manual charges with clear member payment status.
Accounts and Ledger
Connect payments to accounts, ledger entries, references, and audit trails.
Reconciliation
Review bank and mobile money records with cleaner transaction matching.
Loans
Manage products, applications, approvals, disbursements, repayments, and arrears.
Statements and Reports
Give leaders, auditors, staff, and members clear financial records.
Member Mobile App
Let members view balances, payments, penalties, loans, and statements from mobile.
Platform
Built for staff and members
The web dashboard gives staff control while the mobile app gives members transparency.
Member mobile app
Members can check balances, payment status, statements, penalties, and loans without calling the office.
Staff web dashboard
Staff can manage operational workflows, verify payments, review reports, and maintain accountability.
FAQ
Common questions
What is Kikundi Plus?
Kikundi Plus is a SACCO and vikoba management platform for members, contributions, penalties, accounts, loans, ledgers, reconciliation, reports, and statements.
Can members view their own balances?
Yes. Members can use the mobile app to view required payments, payment status, balances, penalties, loans, and statements.
Does Kikundi Plus support bank and mobile money tracking?
Yes. SACCOs can register collection and disbursement accounts, then link posted payments to references, transaction IDs, and ledger entries.
See Kikundi Plus in action
Request a demo and see how the modules work together for your SACCO or group.