Excel nyingi
Records become difficult to audit when every workflow has a separate file.
Built for Tanzania
SACCO Management System in Tanzania
Kikundi Plus is built for Tanzanian SACCOs that want better control over member records, contributions, penalties, accounts, loans, and reports.
Kikundi Plus ni mfumo wa kisasa wa kusaidia SACCO nchini Tanzania kusimamia wanachama, michango, faini, akaunti, mikopo na taarifa za kifedha kwa urahisi zaidi.
Built around
Dar es SalaamDodomaArushaMwanzaMoshi
Problem
Why Tanzanian SACCOs need digital management
Excel files, notebooks, WhatsApp updates, and unclear balances make it hard for leaders to stay accountable.
Unclear balances
Members need an easier way to understand what they owe and what they have paid.
Payment confusion
Transaction IDs and references need a clear verification process.
Reports take time
Leaders and auditors need reports without rebuilding numbers manually.
Features
Run your SACCO operation in one place
Manage members, contributions, penalties, accounts, loans, reports, and member visibility together.
Member Management
Keep member records, numbers, status, and institution access in one organized place.
Contributions and Shares
Track recurring contributions, savings, shares, campaigns, and payment history.
Penalties and Charges
Manage automatic and manual charges with clear member payment status.
Accounts and Ledger
Connect payments to accounts, ledger entries, references, and audit trails.
Reconciliation
Review bank and mobile money records with cleaner transaction matching.
Loans
Manage products, applications, approvals, disbursements, repayments, and arrears.
Statements and Reports
Give leaders, auditors, staff, and members clear financial records.
Member Mobile App
Let members view balances, payments, penalties, loans, and statements from mobile.
Platform
Member transparency and staff control
Kikundi Plus connects the work done by staff with the information members need to trust their SACCO.
Members stay informed
Members can view balances, contributions, penalties, loans, and statements from mobile.
Staff manage the operation
Staff can keep records clean, verify payments, and produce reports from the web dashboard.
FAQ
Common questions
What is Kikundi Plus?
Kikundi Plus is a SACCO and vikoba management platform for members, contributions, penalties, accounts, loans, ledgers, reconciliation, reports, and statements.
Can members view their own balances?
Yes. Members can use the mobile app to view required payments, payment status, balances, penalties, loans, and statements.
Does Kikundi Plus support bank and mobile money tracking?
Yes. SACCOs can register collection and disbursement accounts, then link posted payments to references, transaction IDs, and ledger entries.
Ready to organize your SACCO?
Start with Kikundi Plus and bring members, payments, ledgers, loans, and reports into one system.